The focus of the program is to provide safe, decent, affordable housing for Shreveport residents, along with the need to preserve neighborhoods within the corporate city limits. The housing division offers assistance to individuals whose annual income is 80% or less of the area's median income as determined by HUD.

Neighborhoods are being stabilized by reducing the number of present homeowners living in sub-standard housing and providing home ownership to first time home buyers only.

Components of the Housing Division

There are two components in the housing division:

• Home ownership assistance
• Rehabilitation assistance

All purchase programs require the successful completion of a first-time home buyer education class approved by the City of Shreveport.

Basic Criteria & Eligibility Requirements

• Applicant and co-applicant must complete the home buyer education classes
• Applicant must be a first-time home buyer / existing homeowner
• Co-applicant whose name appears on the mortgage or deed must occupy the property
• Credit must be approved per underwriting criteria
• Employment / income must meet underwriting criteria
• Property must be in the corporate limits of the City of Shreveport
• The applicant's income must be 80% or less of the area median income