The main drivers for the high claims cost are extremely high medical costs per claim and longer duration of disability compared to other states. In standard industry for every $1 in direct workers' compensation cost, an organization will realize $4 in indirect cost. Indirect cost included work disruption, lost productively, temporary help or overtime, hiring, and training cost, and poor morale.
Return to Work Program (RTW)
A RTW program is the cornerstone of an overall successful Workers' Compensation Program and should be viewed as a benefit. The timely return of injured workers' to productive roles in the COS Workforce is one of the key components of the Division of Workers' Compensation.